Worker’s Compensation insurance covers claims from injured employees, including medical expenses, death benefits, lost wages, and rehabilitation.
Who Is Workers Compensation Insurance For?
If you own or run a small business or big corporation which interacts with people regularly or employs more than one person, you should secure adequate worker’s compensation insurance.
Why Do You Need Workers Compensation Insurance?
Most states require, by law, businesses to procure worker’s compensation insurance. Nonetheless, businesses need worker’s compensation insurance because even the best safety precautions sometimes fall short and injuries and illnesses occurring at the workplace or resulting from work are all but inevitable.
Should an employee become injured on the job, your legal expenses would be completely covered by your insurance. Plus, your employees would be completely covered for their medical expenses, wages for lost work, and any rehabilitation services.
What Does Workers Compensation Insurance Cover?
The policy will cover the near and long-term costs of an employee’s workplace-related injury or illness. It will pay for the hospital bill and for any medication or physical therapy which will be needed during recovery, even lost wages.
Why Procure Workers Compensation Insurance with Malpigli & Associates?
Because we are a hands-on independent insurance brokerage firm. You are not some number in a computer system. When you telephone Malpigli & Associates, one of our experienced staff will answer the telephone and assist you with whatever is needed.